<?xml version="1.0"?>
<feed xmlns="http://www.w3.org/2005/Atom" xml:lang="en">
	<id>http://bloomwiki.org/index.php?action=history&amp;feed=atom&amp;title=Policy_Design_and_Libertarian_Paternalism</id>
	<title>Policy Design and Libertarian Paternalism - Revision history</title>
	<link rel="self" type="application/atom+xml" href="http://bloomwiki.org/index.php?action=history&amp;feed=atom&amp;title=Policy_Design_and_Libertarian_Paternalism"/>
	<link rel="alternate" type="text/html" href="http://bloomwiki.org/index.php?title=Policy_Design_and_Libertarian_Paternalism&amp;action=history"/>
	<updated>2026-05-06T16:26:10Z</updated>
	<subtitle>Revision history for this page on the wiki</subtitle>
	<generator>MediaWiki 1.43.0</generator>
	<entry>
		<id>http://bloomwiki.org/index.php?title=Policy_Design_and_Libertarian_Paternalism&amp;diff=4575&amp;oldid=prev</id>
		<title>Wordpad: BloomWiki: Policy Design and Libertarian Paternalism</title>
		<link rel="alternate" type="text/html" href="http://bloomwiki.org/index.php?title=Policy_Design_and_Libertarian_Paternalism&amp;diff=4575&amp;oldid=prev"/>
		<updated>2026-04-25T01:55:53Z</updated>

		<summary type="html">&lt;p&gt;BloomWiki: Policy Design and Libertarian Paternalism&lt;/p&gt;
&lt;table style=&quot;background-color: #fff; color: #202122;&quot; data-mw=&quot;interface&quot;&gt;
				&lt;col class=&quot;diff-marker&quot; /&gt;
				&lt;col class=&quot;diff-content&quot; /&gt;
				&lt;col class=&quot;diff-marker&quot; /&gt;
				&lt;col class=&quot;diff-content&quot; /&gt;
				&lt;tr class=&quot;diff-title&quot; lang=&quot;en&quot;&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 01:55, 25 April 2026&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot;&gt;Line 1:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 1:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;div style=&quot;background-color: #4B0082; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;&quot;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{BloomIntro}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{BloomIntro}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Policy Design and Libertarian Paternalism is the &amp;quot;Architecture of Choice&amp;quot;—the science of how governments and companies can &amp;quot;Gently push&amp;quot; (Nudge) people toward better decisions without &amp;quot;Banning&amp;quot; any options. Developed by Richard Thaler and Cass Sunstein, &amp;quot;Libertarian Paternalism&amp;quot; is a &amp;quot;Middle Path&amp;quot;: it is &amp;quot;Libertarian&amp;quot; because you are &amp;quot;Free to choose,&amp;quot; but it is &amp;quot;Paternalistic&amp;quot; because the &amp;quot;Default Option&amp;quot; is designed to help you. From the &amp;quot;Automatic Enrollment&amp;quot; in savings accounts to the &amp;quot;Urinal Fly&amp;quot; that keeps restrooms clean, this field explores how the &amp;quot;Environment&amp;quot; of a choice determines the &amp;quot;Outcome.&amp;quot; It is the science of making the &amp;quot;Good Choice&amp;quot; the &amp;quot;Easy Choice.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Policy Design and Libertarian Paternalism is the &amp;quot;Architecture of Choice&amp;quot;—the science of how governments and companies can &amp;quot;Gently push&amp;quot; (Nudge) people toward better decisions without &amp;quot;Banning&amp;quot; any options. Developed by Richard Thaler and Cass Sunstein, &amp;quot;Libertarian Paternalism&amp;quot; is a &amp;quot;Middle Path&amp;quot;: it is &amp;quot;Libertarian&amp;quot; because you are &amp;quot;Free to choose,&amp;quot; but it is &amp;quot;Paternalistic&amp;quot; because the &amp;quot;Default Option&amp;quot; is designed to help you. From the &amp;quot;Automatic Enrollment&amp;quot; in savings accounts to the &amp;quot;Urinal Fly&amp;quot; that keeps restrooms clean, this field explores how the &amp;quot;Environment&amp;quot; of a choice determines the &amp;quot;Outcome.&amp;quot; It is the science of making the &amp;quot;Good Choice&amp;quot; the &amp;quot;Easy Choice.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/div&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Remembering ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;__TOC__&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;div style&lt;/ins&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot;background-color: #000080; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;&quot;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;= &amp;lt;span style=&quot;color: #FFFFFF;&quot;&amp;gt;&lt;/ins&gt;Remembering&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/span&amp;gt; &lt;/ins&gt;==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Libertarian Paternalism&amp;#039;&amp;#039;&amp;#039; — A philosophy that advocates for the design of &amp;quot;Choices&amp;quot; that guide people toward beneficial outcomes while preserving &amp;quot;Freedom of Choice.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Libertarian Paternalism&amp;#039;&amp;#039;&amp;#039; — A philosophy that advocates for the design of &amp;quot;Choices&amp;quot; that guide people toward beneficial outcomes while preserving &amp;quot;Freedom of Choice.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Nudge&amp;#039;&amp;#039;&amp;#039; — A small change in the &amp;quot;Choice Architecture&amp;quot; that alters people&amp;#039;s behavior in a predictable way without forbidding any options or significantly changing their economic incentives.&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Nudge&amp;#039;&amp;#039;&amp;#039; — A small change in the &amp;quot;Choice Architecture&amp;quot; that alters people&amp;#039;s behavior in a predictable way without forbidding any options or significantly changing their economic incentives.&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l15&quot;&gt;Line 15:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 20:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Sludge&amp;#039;&amp;#039;&amp;#039; — The &amp;quot;Opposite&amp;quot; of a nudge: &amp;quot;Unnecessary Friction&amp;quot; used to &amp;quot;Prevent&amp;quot; you from doing something (e.g., making it &amp;quot;Impossible to cancel&amp;quot; a subscription).&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Sludge&amp;#039;&amp;#039;&amp;#039; — The &amp;quot;Opposite&amp;quot; of a nudge: &amp;quot;Unnecessary Friction&amp;quot; used to &amp;quot;Prevent&amp;quot; you from doing something (e.g., making it &amp;quot;Impossible to cancel&amp;quot; a subscription).&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Nudge Unit&amp;#039;&amp;#039;&amp;#039; — A government department (like the UK&amp;#039;s Behavioral Insights Team) that uses behavioral economics to improve public policy.&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* &amp;#039;&amp;#039;&amp;#039;Nudge Unit&amp;#039;&amp;#039;&amp;#039; — A government department (like the UK&amp;#039;s Behavioral Insights Team) that uses behavioral economics to improve public policy.&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/div&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Understanding ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;div style&lt;/ins&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot;background-color: #006400; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;&quot;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;= &amp;lt;span style=&quot;color: #FFFFFF;&quot;&amp;gt;&lt;/ins&gt;Understanding&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/span&amp;gt; &lt;/ins&gt;==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Policy design is understood through &amp;#039;&amp;#039;&amp;#039;Defaults&amp;#039;&amp;#039;&amp;#039; and &amp;#039;&amp;#039;&amp;#039;Friction&amp;#039;&amp;#039;&amp;#039;.&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Policy design is understood through &amp;#039;&amp;#039;&amp;#039;Defaults&amp;#039;&amp;#039;&amp;#039; and &amp;#039;&amp;#039;&amp;#039;Friction&amp;#039;&amp;#039;&amp;#039;.&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l38&quot;&gt;Line 38:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 45:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;#039;&amp;#039;&amp;#039;The &amp;#039;Urinal Fly&amp;#039; (Schiphol Airport)&amp;#039;&amp;#039;&amp;#039;&amp;#039;: A classic nudge. Men are often &amp;quot;Messy&amp;quot; in public restrooms. The airport painted a &amp;quot;Tiny, realistic fly&amp;quot; inside the urinals. Men &amp;quot;Automatically&amp;quot; tried to &amp;quot;Aim&amp;quot; at the fly, reducing &amp;quot;Spillage&amp;quot; by 80% and saving thousands in cleaning costs. A &amp;quot;Nudge&amp;quot; solved a &amp;quot;Chemical/Human&amp;quot; problem with &amp;quot;Design.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;#039;&amp;#039;&amp;#039;The &amp;#039;Urinal Fly&amp;#039; (Schiphol Airport)&amp;#039;&amp;#039;&amp;#039;&amp;#039;: A classic nudge. Men are often &amp;quot;Messy&amp;quot; in public restrooms. The airport painted a &amp;quot;Tiny, realistic fly&amp;quot; inside the urinals. Men &amp;quot;Automatically&amp;quot; tried to &amp;quot;Aim&amp;quot; at the fly, reducing &amp;quot;Spillage&amp;quot; by 80% and saving thousands in cleaning costs. A &amp;quot;Nudge&amp;quot; solved a &amp;quot;Chemical/Human&amp;quot; problem with &amp;quot;Design.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/div&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Applying ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;div style&lt;/ins&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot;background-color: #8B0000; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;&quot;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;= &amp;lt;span style=&quot;color: #FFFFFF;&quot;&amp;gt;&lt;/ins&gt;Applying&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/span&amp;gt; &lt;/ins&gt;==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;#039;&amp;#039;&amp;#039;Modeling &amp;#039;The Default Effect&amp;#039; (Predicting participation rates based on &amp;#039;Opt-In&amp;#039; vs &amp;#039;Opt-Out&amp;#039;):&amp;#039;&amp;#039;&amp;#039;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;#039;&amp;#039;&amp;#039;Modeling &amp;#039;The Default Effect&amp;#039; (Predicting participation rates based on &amp;#039;Opt-In&amp;#039; vs &amp;#039;Opt-Out&amp;#039;):&amp;#039;&amp;#039;&amp;#039;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;lt;syntaxhighlight lang=&amp;quot;python&amp;quot;&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;lt;syntaxhighlight lang=&amp;quot;python&amp;quot;&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l72&quot;&gt;Line 72:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 81:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;: &amp;#039;&amp;#039;&amp;#039;Energy Bills&amp;#039;&amp;#039;&amp;#039; → Companies that show you a &amp;quot;Smiley Face&amp;quot; if your energy use is &amp;quot;Lower than your neighbors.&amp;quot; This &amp;quot;Social Feedback&amp;quot; is more effective than &amp;quot;Raising Prices.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;: &amp;#039;&amp;#039;&amp;#039;Energy Bills&amp;#039;&amp;#039;&amp;#039; → Companies that show you a &amp;quot;Smiley Face&amp;quot; if your energy use is &amp;quot;Lower than your neighbors.&amp;quot; This &amp;quot;Social Feedback&amp;quot; is more effective than &amp;quot;Raising Prices.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;: &amp;#039;&amp;#039;&amp;#039;Dark Patterns (The Anti-Nudge)&amp;#039;&amp;#039;&amp;#039; → How websites &amp;quot;Trick&amp;quot; you into &amp;quot;Buying more&amp;quot; (e.g., &amp;quot;Only 1 left!&amp;quot;). This is &amp;quot;Manipulation,&amp;quot; not &amp;quot;Libertarian Paternalism,&amp;quot; because it &amp;quot;Harms&amp;quot; the user.&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;: &amp;#039;&amp;#039;&amp;#039;Dark Patterns (The Anti-Nudge)&amp;#039;&amp;#039;&amp;#039; → How websites &amp;quot;Trick&amp;quot; you into &amp;quot;Buying more&amp;quot; (e.g., &amp;quot;Only 1 left!&amp;quot;). This is &amp;quot;Manipulation,&amp;quot; not &amp;quot;Libertarian Paternalism,&amp;quot; because it &amp;quot;Harms&amp;quot; the user.&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/div&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Analyzing ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;div style&lt;/ins&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot;background-color: #8B4500; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;&quot;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;= &amp;lt;span style=&quot;color: #FFFFFF;&quot;&amp;gt;&lt;/ins&gt;Analyzing&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/span&amp;gt; &lt;/ins&gt;==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{| class=&amp;quot;wikitable&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{| class=&amp;quot;wikitable&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;|+ Law vs. Nudge&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;|+ Law vs. Nudge&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l90&quot;&gt;Line 90:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 101:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;#039;&amp;#039;&amp;#039;The Concept of &amp;quot;Friction&amp;quot;&amp;#039;&amp;#039;&amp;#039;: Analyzing &amp;quot;The Speed of Choice.&amp;quot; If you want someone to &amp;quot;Stop&amp;quot; a bad behavior, &amp;quot;Add Friction&amp;quot; (e.g., &amp;quot;Waiting periods&amp;quot; for guns or &amp;quot;Hard-to-open&amp;quot; cigarette packs). If you want them to &amp;quot;Start&amp;quot; a good behavior, &amp;quot;Remove Friction&amp;quot; (e.g., &amp;quot;One-click&amp;quot; ordering for healthy food).&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&amp;#039;&amp;#039;&amp;#039;The Concept of &amp;quot;Friction&amp;quot;&amp;#039;&amp;#039;&amp;#039;: Analyzing &amp;quot;The Speed of Choice.&amp;quot; If you want someone to &amp;quot;Stop&amp;quot; a bad behavior, &amp;quot;Add Friction&amp;quot; (e.g., &amp;quot;Waiting periods&amp;quot; for guns or &amp;quot;Hard-to-open&amp;quot; cigarette packs). If you want them to &amp;quot;Start&amp;quot; a good behavior, &amp;quot;Remove Friction&amp;quot; (e.g., &amp;quot;One-click&amp;quot; ordering for healthy food).&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/div&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Evaluating ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;div style&lt;/ins&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot;background-color: #483D8B; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;&quot;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;= &amp;lt;span style=&quot;color: #FFFFFF;&quot;&amp;gt;&lt;/ins&gt;Evaluating&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/span&amp;gt; &lt;/ins&gt;==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Evaluating nudges and policy:&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Evaluating nudges and policy:&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;The &amp;quot;Manipulation&amp;quot; Critique&amp;#039;&amp;#039;&amp;#039;: If a government &amp;quot;Nudges&amp;quot; you, are they &amp;quot;Tricking&amp;quot; you? (Is it &amp;quot;Mind Control&amp;quot; for good?).&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;The &amp;quot;Manipulation&amp;quot; Critique&amp;#039;&amp;#039;&amp;#039;: If a government &amp;quot;Nudges&amp;quot; you, are they &amp;quot;Tricking&amp;quot; you? (Is it &amp;quot;Mind Control&amp;quot; for good?).&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l97&quot;&gt;Line 97:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 110:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;Inequality&amp;#039;&amp;#039;&amp;#039;: Do nudges work &amp;quot;Better&amp;quot; on &amp;quot;Poor people&amp;quot; (who have less &amp;quot;Mental energy&amp;quot; to fight defaults) than &amp;quot;Rich people&amp;quot;?&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;Inequality&amp;#039;&amp;#039;&amp;#039;: Do nudges work &amp;quot;Better&amp;quot; on &amp;quot;Poor people&amp;quot; (who have less &amp;quot;Mental energy&amp;quot; to fight defaults) than &amp;quot;Rich people&amp;quot;?&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;Transparency&amp;#039;&amp;#039;&amp;#039;: Should all &amp;quot;Nudges&amp;quot; be &amp;quot;Publicly labeled&amp;quot; so we know when we are being &amp;quot;Pushed&amp;quot;?&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;Transparency&amp;#039;&amp;#039;&amp;#039;: Should all &amp;quot;Nudges&amp;quot; be &amp;quot;Publicly labeled&amp;quot; so we know when we are being &amp;quot;Pushed&amp;quot;?&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/div&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Creating ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;div style&lt;/ins&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&quot;background-color: #2F4F4F; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;&quot;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;=&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;= &amp;lt;span style=&quot;color: #FFFFFF;&quot;&amp;gt;&lt;/ins&gt;Creating&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/span&amp;gt; &lt;/ins&gt;==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Future Frontiers:&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;Future Frontiers:&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;Personalized Nudge-Bots&amp;#039;&amp;#039;&amp;#039;: An AI that &amp;quot;Learns your weaknesses&amp;quot; (e.g., &amp;#039;Late night snacking&amp;#039;) and &amp;quot;Nudges&amp;quot; you in the moment: &amp;quot;Are you sure? Remember your goal.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;# &amp;#039;&amp;#039;&amp;#039;Personalized Nudge-Bots&amp;#039;&amp;#039;&amp;#039;: An AI that &amp;quot;Learns your weaknesses&amp;quot; (e.g., &amp;#039;Late night snacking&amp;#039;) and &amp;quot;Nudges&amp;quot; you in the moment: &amp;quot;Are you sure? Remember your goal.&amp;quot;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l109&quot;&gt;Line 109:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 124:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Political Science]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Political Science]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Behavioral Economics]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Behavioral Economics]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;/div&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;

&lt;!-- diff cache key mediawiki:diff:1.41:old-1799:rev-4575:php=table --&gt;
&lt;/table&gt;</summary>
		<author><name>Wordpad</name></author>
	</entry>
	<entry>
		<id>http://bloomwiki.org/index.php?title=Policy_Design_and_Libertarian_Paternalism&amp;diff=1799&amp;oldid=prev</id>
		<title>Wordpad: BloomWiki: Policy Design and Libertarian Paternalism</title>
		<link rel="alternate" type="text/html" href="http://bloomwiki.org/index.php?title=Policy_Design_and_Libertarian_Paternalism&amp;diff=1799&amp;oldid=prev"/>
		<updated>2026-04-23T15:35:22Z</updated>

		<summary type="html">&lt;p&gt;BloomWiki: Policy Design and Libertarian Paternalism&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;{{BloomIntro}}&lt;br /&gt;
Policy Design and Libertarian Paternalism is the &amp;quot;Architecture of Choice&amp;quot;—the science of how governments and companies can &amp;quot;Gently push&amp;quot; (Nudge) people toward better decisions without &amp;quot;Banning&amp;quot; any options. Developed by Richard Thaler and Cass Sunstein, &amp;quot;Libertarian Paternalism&amp;quot; is a &amp;quot;Middle Path&amp;quot;: it is &amp;quot;Libertarian&amp;quot; because you are &amp;quot;Free to choose,&amp;quot; but it is &amp;quot;Paternalistic&amp;quot; because the &amp;quot;Default Option&amp;quot; is designed to help you. From the &amp;quot;Automatic Enrollment&amp;quot; in savings accounts to the &amp;quot;Urinal Fly&amp;quot; that keeps restrooms clean, this field explores how the &amp;quot;Environment&amp;quot; of a choice determines the &amp;quot;Outcome.&amp;quot; It is the science of making the &amp;quot;Good Choice&amp;quot; the &amp;quot;Easy Choice.&amp;quot;&lt;br /&gt;
&lt;br /&gt;
== Remembering ==&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Libertarian Paternalism&amp;#039;&amp;#039;&amp;#039; — A philosophy that advocates for the design of &amp;quot;Choices&amp;quot; that guide people toward beneficial outcomes while preserving &amp;quot;Freedom of Choice.&amp;quot;&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Nudge&amp;#039;&amp;#039;&amp;#039; — A small change in the &amp;quot;Choice Architecture&amp;quot; that alters people&amp;#039;s behavior in a predictable way without forbidding any options or significantly changing their economic incentives.&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Choice Architecture&amp;#039;&amp;#039;&amp;#039; — The &amp;quot;Way a choice is presented&amp;quot; (e.g., the &amp;quot;Order&amp;quot; of items on a menu or the &amp;quot;Default&amp;quot; checkbox on a form).&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Default Option&amp;#039;&amp;#039;&amp;#039; — The choice that is &amp;quot;Automatically picked&amp;quot; if you &amp;quot;Do nothing.&amp;quot; (The most powerful nudge).&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Opt-In vs. Opt-Out&amp;#039;&amp;#039;&amp;#039;:&lt;br /&gt;
** &amp;#039;&amp;#039;&amp;#039;Opt-In&amp;#039;&amp;#039;&amp;#039;: You must &amp;quot;Ask&amp;quot; to join (e.g., check a box to donate organs).&lt;br /&gt;
** &amp;#039;&amp;#039;&amp;#039;Opt-Out&amp;#039;&amp;#039;&amp;#039;: You are &amp;quot;In&amp;quot; by default and must &amp;quot;Ask&amp;quot; to leave (e.g., you are a donor unless you say no).&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Social Proof Nudge&amp;#039;&amp;#039;&amp;#039; — Telling people what &amp;quot;Others&amp;quot; are doing (e.g., &amp;quot;90% of your neighbors paid their taxes on time&amp;quot;).&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Feedback Nudge&amp;#039;&amp;#039;&amp;#039; — Giving immediate &amp;quot;Information&amp;quot; on a choice (e.g., a &amp;quot;Speeding sign&amp;quot; that shows your speed in red).&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Salience&amp;#039;&amp;#039;&amp;#039; — Making the &amp;quot;Important&amp;quot; information &amp;quot;Stand out&amp;quot; (e.g., putting &amp;quot;Calorie counts&amp;quot; in big red letters).&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Sludge&amp;#039;&amp;#039;&amp;#039; — The &amp;quot;Opposite&amp;quot; of a nudge: &amp;quot;Unnecessary Friction&amp;quot; used to &amp;quot;Prevent&amp;quot; you from doing something (e.g., making it &amp;quot;Impossible to cancel&amp;quot; a subscription).&lt;br /&gt;
* &amp;#039;&amp;#039;&amp;#039;Nudge Unit&amp;#039;&amp;#039;&amp;#039; — A government department (like the UK&amp;#039;s Behavioral Insights Team) that uses behavioral economics to improve public policy.&lt;br /&gt;
&lt;br /&gt;
== Understanding ==&lt;br /&gt;
Policy design is understood through &amp;#039;&amp;#039;&amp;#039;Defaults&amp;#039;&amp;#039;&amp;#039; and &amp;#039;&amp;#039;&amp;#039;Friction&amp;#039;&amp;#039;&amp;#039;.&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;1. The &amp;quot;Path of Least Resistance&amp;quot; (Defaults)&amp;#039;&amp;#039;&amp;#039;:&lt;br /&gt;
Humans are &amp;quot;Lazy&amp;quot; (Cognitive Ease).&lt;br /&gt;
* If a &amp;quot;Retirement Savings Plan&amp;quot; is **Opt-In**, only 20% of people join.&lt;br /&gt;
* If it is **Opt-Out** (You are enrolled automatically), 95% of people stay.&lt;br /&gt;
* The &amp;quot;Freedom&amp;quot; is the same—you can leave at any time. But the &amp;quot;Default&amp;quot; uses our &amp;quot;Inertia&amp;quot; to &amp;quot;Save our Future Selves.&amp;quot;&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;2. The &amp;quot;Choice Architecture&amp;quot; (Order Matters)&amp;#039;&amp;#039;&amp;#039;:&lt;br /&gt;
The &amp;quot;Design&amp;quot; of a room changes your &amp;quot;Health.&amp;quot;&lt;br /&gt;
* In a &amp;quot;School Cafeteria,&amp;quot; if you put the &amp;quot;Apples&amp;quot; at eye-level and the &amp;quot;Candy&amp;quot; in a dark corner...&lt;br /&gt;
* ...kids will eat 25% more fruit and 25% less candy.&lt;br /&gt;
* No one was &amp;quot;Forced&amp;quot; to eat apples. But the &amp;quot;Architecture&amp;quot; of the room &amp;quot;Nudged&amp;quot; them toward health.&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;3. Social Norms (The Peer Pressure Nudge)&amp;#039;&amp;#039;&amp;#039;:&lt;br /&gt;
We want to &amp;quot;Belong.&amp;quot;&lt;br /&gt;
* If a hotel puts a sign: &amp;quot;Please save water for the environment,&amp;quot; people don&amp;#039;t care.&lt;br /&gt;
* If they put a sign: &amp;quot;75% of guests in **this room** reused their towels,&amp;quot; reuse goes up by 33%.&lt;br /&gt;
* We use &amp;quot;Social Proof&amp;quot; as a &amp;quot;Shortcut&amp;quot; for what is &amp;quot;Right.&amp;quot;&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;The &amp;#039;Urinal Fly&amp;#039; (Schiphol Airport)&amp;#039;&amp;#039;&amp;#039;&amp;#039;: A classic nudge. Men are often &amp;quot;Messy&amp;quot; in public restrooms. The airport painted a &amp;quot;Tiny, realistic fly&amp;quot; inside the urinals. Men &amp;quot;Automatically&amp;quot; tried to &amp;quot;Aim&amp;quot; at the fly, reducing &amp;quot;Spillage&amp;quot; by 80% and saving thousands in cleaning costs. A &amp;quot;Nudge&amp;quot; solved a &amp;quot;Chemical/Human&amp;quot; problem with &amp;quot;Design.&amp;quot;&lt;br /&gt;
&lt;br /&gt;
== Applying ==&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Modeling &amp;#039;The Default Effect&amp;#039; (Predicting participation rates based on &amp;#039;Opt-In&amp;#039; vs &amp;#039;Opt-Out&amp;#039;):&amp;#039;&amp;#039;&amp;#039;&lt;br /&gt;
&amp;lt;syntaxhighlight lang=&amp;quot;python&amp;quot;&amp;gt;&lt;br /&gt;
def predict_participation(system_type, population_size):&lt;br /&gt;
    &amp;quot;&amp;quot;&amp;quot;&lt;br /&gt;
    Shows why &amp;#039;Defaults&amp;#039; are the most powerful tool in policy.&lt;br /&gt;
    &amp;quot;&amp;quot;&amp;quot;&lt;br /&gt;
    if system_type == &amp;quot;Opt-In&amp;quot;:&lt;br /&gt;
        # Requires effort to join&lt;br /&gt;
        rate = 0.15 &lt;br /&gt;
    elif system_type == &amp;quot;Opt-Out&amp;quot;:&lt;br /&gt;
        # Requires effort to leave&lt;br /&gt;
        rate = 0.98&lt;br /&gt;
    else:&lt;br /&gt;
        rate = 0.50&lt;br /&gt;
        &lt;br /&gt;
    participants = round(population_size * rate)&lt;br /&gt;
    return {&lt;br /&gt;
        &amp;quot;Policy&amp;quot;: system_type,&lt;br /&gt;
        &amp;quot;Participation Rate&amp;quot;: f&amp;quot;{rate*100}%&amp;quot;,&lt;br /&gt;
        &amp;quot;Total Joined&amp;quot;: participants&lt;br /&gt;
    }&lt;br /&gt;
&lt;br /&gt;
# Case: Organ donation in different countries&lt;br /&gt;
print(predict_participation(&amp;quot;Opt-In&amp;quot;, 1000000))&lt;br /&gt;
print(predict_participation(&amp;quot;Opt-Out&amp;quot;, 1000000))&lt;br /&gt;
&amp;lt;/syntaxhighlight&amp;gt;&lt;br /&gt;
&lt;br /&gt;
; Policy Landmarks&lt;br /&gt;
: &amp;#039;&amp;#039;&amp;#039;The &amp;#039;Save More Tomorrow&amp;#039; Plan&amp;#039;&amp;#039;&amp;#039; → The most successful &amp;quot;Economic Nudge&amp;quot; in history, which has helped millions of people &amp;quot;Double&amp;quot; their retirement savings by nudging their &amp;quot;Future Self.&amp;quot;&lt;br /&gt;
: &amp;#039;&amp;#039;&amp;#039;Traffic &amp;#039;Calming&amp;#039; Designs&amp;#039;&amp;#039;&amp;#039; → Using &amp;quot;Lines on the road&amp;quot; that get &amp;quot;Closer together&amp;quot; as you approach a curve. It &amp;quot;Tricks&amp;quot; your brain into thinking you are going &amp;quot;Faster&amp;quot; than you are, so you &amp;quot;Automatically&amp;quot; slow down.&lt;br /&gt;
: &amp;#039;&amp;#039;&amp;#039;Energy Bills&amp;#039;&amp;#039;&amp;#039; → Companies that show you a &amp;quot;Smiley Face&amp;quot; if your energy use is &amp;quot;Lower than your neighbors.&amp;quot; This &amp;quot;Social Feedback&amp;quot; is more effective than &amp;quot;Raising Prices.&amp;quot;&lt;br /&gt;
: &amp;#039;&amp;#039;&amp;#039;Dark Patterns (The Anti-Nudge)&amp;#039;&amp;#039;&amp;#039; → How websites &amp;quot;Trick&amp;quot; you into &amp;quot;Buying more&amp;quot; (e.g., &amp;quot;Only 1 left!&amp;quot;). This is &amp;quot;Manipulation,&amp;quot; not &amp;quot;Libertarian Paternalism,&amp;quot; because it &amp;quot;Harms&amp;quot; the user.&lt;br /&gt;
&lt;br /&gt;
== Analyzing ==&lt;br /&gt;
{| class=&amp;quot;wikitable&amp;quot;&lt;br /&gt;
|+ Law vs. Nudge&lt;br /&gt;
! Feature !! Traditional Law (Paternalism) !! Nudge (Libertarian Paternalism)&lt;br /&gt;
|-&lt;br /&gt;
| Action || &amp;quot;Mandate&amp;quot; or &amp;quot;Ban&amp;quot; || &amp;quot;Design&amp;quot; and &amp;quot;Defaults&amp;quot;&lt;br /&gt;
|-&lt;br /&gt;
| Freedom || Reduced (You MUST) || Preserved (You CAN)&lt;br /&gt;
|-&lt;br /&gt;
| Cost || High (Enforcement/Police) || Low (Changing a website/sign)&lt;br /&gt;
|-&lt;br /&gt;
| Target || &amp;quot;Behavior&amp;quot; directly || The &amp;quot;Environment&amp;quot; of the choice&lt;br /&gt;
|-&lt;br /&gt;
| Analogy || A &amp;#039;Roadblock&amp;#039; || A &amp;#039;Signpost&amp;#039;&lt;br /&gt;
|}&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;The Concept of &amp;quot;Friction&amp;quot;&amp;#039;&amp;#039;&amp;#039;: Analyzing &amp;quot;The Speed of Choice.&amp;quot; If you want someone to &amp;quot;Stop&amp;quot; a bad behavior, &amp;quot;Add Friction&amp;quot; (e.g., &amp;quot;Waiting periods&amp;quot; for guns or &amp;quot;Hard-to-open&amp;quot; cigarette packs). If you want them to &amp;quot;Start&amp;quot; a good behavior, &amp;quot;Remove Friction&amp;quot; (e.g., &amp;quot;One-click&amp;quot; ordering for healthy food).&lt;br /&gt;
&lt;br /&gt;
== Evaluating ==&lt;br /&gt;
Evaluating nudges and policy:&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;The &amp;quot;Manipulation&amp;quot; Critique&amp;#039;&amp;#039;&amp;#039;: If a government &amp;quot;Nudges&amp;quot; you, are they &amp;quot;Tricking&amp;quot; you? (Is it &amp;quot;Mind Control&amp;quot; for good?).&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;The &amp;quot;Nanny State&amp;quot;&amp;#039;&amp;#039;&amp;#039;: Should a government have the &amp;quot;Right&amp;quot; to decide what a &amp;quot;Better choice&amp;quot; is for you? (Who nudges the &amp;quot;Nudgers&amp;quot;?).&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;Inequality&amp;#039;&amp;#039;&amp;#039;: Do nudges work &amp;quot;Better&amp;quot; on &amp;quot;Poor people&amp;quot; (who have less &amp;quot;Mental energy&amp;quot; to fight defaults) than &amp;quot;Rich people&amp;quot;?&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;Transparency&amp;#039;&amp;#039;&amp;#039;: Should all &amp;quot;Nudges&amp;quot; be &amp;quot;Publicly labeled&amp;quot; so we know when we are being &amp;quot;Pushed&amp;quot;?&lt;br /&gt;
&lt;br /&gt;
== Creating ==&lt;br /&gt;
Future Frontiers:&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;Personalized Nudge-Bots&amp;#039;&amp;#039;&amp;#039;: An AI that &amp;quot;Learns your weaknesses&amp;quot; (e.g., &amp;#039;Late night snacking&amp;#039;) and &amp;quot;Nudges&amp;quot; you in the moment: &amp;quot;Are you sure? Remember your goal.&amp;quot;&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;Smart City Design&amp;#039;&amp;#039;&amp;#039;: Cities that &amp;quot;Nudge&amp;quot; people toward &amp;quot;Walking and Biking&amp;quot; through &amp;quot;Architecture&amp;quot; (e.g., &amp;quot;The stairs are more beautiful than the elevator&amp;quot;).&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;Global Sustainability Nudges&amp;#039;&amp;#039;&amp;#039;: &amp;quot;Automatic Off-Switches&amp;quot; for all devices, requiring &amp;quot;Effort&amp;quot; (a button press) to &amp;quot;Stay On,&amp;quot; saving gigawatts of power.&lt;br /&gt;
# &amp;#039;&amp;#039;&amp;#039;The &amp;#039;Sludge&amp;#039; Filter&amp;#039;&amp;#039;&amp;#039;: An AI that &amp;quot;Detects and Removes&amp;quot; all &amp;quot;Dark Patterns&amp;quot; from websites, making it &amp;quot;Easy to Cancel&amp;quot; and &amp;quot;Easy to Say No&amp;quot; to companies.&lt;br /&gt;
&lt;br /&gt;
[[Category:Economics]]&lt;br /&gt;
[[Category:Psychology]]&lt;br /&gt;
[[Category:Political Science]]&lt;br /&gt;
[[Category:Behavioral Economics]]&lt;/div&gt;</summary>
		<author><name>Wordpad</name></author>
	</entry>
</feed>