Editing 2008 Financial Crisis (section)

== Evaluating (Judgment / Evaluation) ⚖️ ==
Assessing impacts, trade-offs, and long-term implications.

=== Evaluation frameworks & tools ===
* Financial-stability metrics: capital ratios, liquidity indicators.
* Macroeconomic indicators: GDP recovery, unemployment, housing markets.
* Systemic-risk models evaluating contagion likelihood.

=== Maturity & adoption models ===
* Post-crisis reforms institutionalized (Basel III, stress tests).
* Debate continues on the adequacy and burden of regulations.
* Global adoption varies by country and political landscape.

=== Key benefits & limitations ===
* Benefits: stronger banking oversight, increased resilience.
* Limitations: uneven enforcement, persistent shadow-banking risks.

=== Strategic decision criteria ===
* Use strict regulation when systemic risk is high.
* Consider market flexibility when innovation is needed.
* Balance consumer protection with credit accessibility.

=== Holistic impact analysis ===
* Economic: deep recession, slow global recovery.
* Social: unemployment spikes, foreclosures, wealth inequality.
* Political: shifts toward financial reform and populist movements.
* Long-term: improved oversight but ongoing vulnerabilities in global finance.

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[[Category:Economics]]
[[Category:Financial Crises]]
[[Category:Global Recession]]
[[Category:21st Century History]]