Editing 2008 Financial Crisis (section)

== Applying (Use / Application) 🛠️ ==
Modern uses of crisis lessons in finance, policy, and regulation.

=== "Hello, World" example ===
Analyzing a bank balance sheet for exposure to high-risk mortgage assets using simple ratios such as leverage or capital adequacy.

=== Core task loops / workflows ===
* Stress-testing financial institutions.
* Monitoring housing-market indicators (prices, delinquencies).
* Evaluating bank liquidity under adverse scenarios.
* Applying regulatory frameworks such as Basel III.

=== Frequently used actions / methods / techniques ===
* Scenario analysis of mortgage portfolios.
* Credit-risk modeling and default probability estimation.
* Liquidity coverage ratio assessment.
* Policy evaluation of monetary interventions.

=== Real-world use cases ===
* Central banks using quantitative easing during economic stress.
* Governments designing foreclosure-prevention programs.
* Financial firms improving risk-management practices.
* Economists modeling contagion effects in global markets.

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