Editing The Psychology of Risk (section)

== <span style="color: #FFFFFF;">Remembering</span> ==
* '''Risk Perception''' — The subjective judgment people make about the characteristics and severity of a risk.
* '''Prospect Theory''' — The finding that people fear losses more than they value gains (Loss Aversion).
* '''Overconfidence Effect''' — The tendency to overestimate our own ability to control events or predict the future.
* '''Optimism Bias''' — The belief that "Bad things happen to other people, but not to me."
* '''Gambler's Fallacy''' — The mistaken belief that if an event happened more frequently than normal in the past, it will happen less frequently in the future.
* '''Certainty Effect''' — The tendency to overweight outcomes that are considered certain compared to outcomes that are merely probable.
* '''Risk Aversion''' — Preferring a certain outcome over a gamble with a higher expected value.
* '''Black Swan''' — An unpredictable, high-impact event that people try to rationalize "after the fact" as if it were predictable.
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