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== <span style="color: #FFFFFF;">Remembering</span> == * '''Fixed Income''' β Any investment under which the borrower is obliged to make payments of a fixed amount on a fixed schedule. * '''Bond''' β A "Debt Instrument" where an investor loans money to an entity for a defined period at a fixed interest rate. * '''Principal (Face Value)''' β The amount of money the borrower will pay back at the end of the bond's life. * '''Coupon''' β The regular interest payment made to the bondholder (e.g., 5% per year). * '''Maturity Date''' β The date when the bond ends and the principal is repaid. * '''Yield''' β The actual return on the bond, expressed as a percentage of the current market price. * '''Issuer''' β The entity that borrows the money (e.g., The US Treasury, Apple Inc.). * '''Credit Rating''' β An assessment of the borrower's ability to pay back the loan (e.g., AAA is very safe, C is "Junk"). * '''Default''' β When a borrower fails to make a promised payment. * '''Treasury Bond (T-Bond)''' β A bond issued by the government, considered the "Safest" investment in the world. * '''Corporate Bond''' β A bond issued by a company to fund expansion or operations. * '''Municipal Bond''' β A bond issued by a city or state to build roads, schools, or hospitals. * '''Liquidity''' β The ease with which a bond can be bought or sold in the market. </div> <div style="background-color: #006400; color: #FFFFFF; padding: 20px; border-radius: 8px; margin-bottom: 15px;">
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